### National Health Insurance (NHI)
1. **Coverage**:
– International students studying in South Korea for more than 6 months are required to join the NHI. It covers a wide range of medical services, including hospital visits, prescriptions, surgeries, and more.
2. **Cost**:
– The cost of NHI for students is relatively affordable, usually around 46,000 KRW (Korean Won) per month as of recent information. This fee might vary slightly, so it’s best to check the latest rates.
3. **Registration**:
– International students are usually registered automatically through their educational institution upon enrollment. They will receive a NHI card that they can use when seeking medical services.
4. **Benefits**:
– The NHI provides substantial coverage, typically covering up to 80% of medical costs, with the remaining 20% being the patient’s responsibility (co-payment). There are also caps on out-of-pocket expenses to prevent excessive costs.
### University Health Services
In addition to NHI, many universities in South Korea also offer their own health services or clinics on campus. These services often provide basic medical care, vaccinations, and consultations with doctors or nurses. While these services are convenient for minor health issues, serious medical conditions are usually referred to hospitals covered by the NHI.
### Additional Considerations
– **Emergency Services**: In case of emergencies, students can visit any hospital emergency room for immediate treatment. It’s important to carry the NHI card or relevant insurance information.
– **Visiting Hospitals**: When visiting hospitals or clinics, it’s advisable to check if the facility accepts the NHI card to avoid unexpected expenses.
Overall, the National Health Insurance system in South Korea ensures that students have access to quality healthcare services at a reasonable cost during their stay in the country.
